Who is Most Likely to Default on Student Loans?
Get important insights into student loan default trends and discover strategies to protect yourself from defaulting on your loans.
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Revealing the Risk of Long Term Auto Loans
A new CFPB report reveals the risk of long term auto loans, showing higher rates of default. We explain the debt management challenges these loans present.
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Cash Back or Coffee Rewards?
Coffee giant Starbucks announces a new credit card with coffee rewards for java fanatics, but is this is the right choices for caffeine addicts on a budget?
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Millennials Fear Debt More Than Dying
Death, war, drowning due to sea level rise – all those fears are nothing compared credit card debt for Millennials. So why Millennials fear debt so much?
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Don’t Play the Credit Card Balance Shuffle
Trying to game the credit system to achieve a higher score can seem like a great idea, but one wrong move could land you in a heap of credit card debt.
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Why are Student Loans So Problematic?
The CFPB’s annual complaint report on student loans finds that most of the problems stem from bad service on the part of federal and private loan servicers.
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What is Unpaid Credit Card Debt Costing You?
Nearly half of Americans carry unpaid credit card balances for more than two years. We calculate the cost of credit card interest charges over two years.
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A Virtual Credit Card May Offer Extra Security
With retail data breaches becoming commonplace, a virtual credit card could give you more ID theft and fraud protection in an unsecure world.
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Ride Hailing Credit Cards
Services like Uber and Lyft may soon roll out ride hailing credit cards that offer rewards for charging rides. Will they help you save money or hail debt?
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How Many Credit Cards Do You Have?
In answering the question, “How many credit cards do you have?” the real question should be, “Do you have one card too many?” Find the answer here!
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Credit Card Interest Rates are the Reason
The rate experts at CardRates.com explain how Consolidated Credit’s debt management program offers a proven way to reduce credit card interest rates.
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Don’t Get Caught by a Deficiency Judgment
You might think repossession and foreclosure are the end of the trouble once you default, but you don’t get caught unaware by a deficiency judgment.
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The Truth about Your Summer Vacation Trip Cost
Three out of four Americans take vacations on credit, but high interest debt is not the souvenir you want. Learn the truth about your summer trip cost.
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The Negative Equity Auto Loan Crisis
Negative equity auto loan levels hit record highs. Are longer auto terms getting consumers with subprime credit into more trouble than they’re worth?
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Older Consumer Complaints Show Mortgages are a Major Issue
A new CFPB report shows the differences between older consumer complaints and complaints from other age sets of consumers with some interesting results.
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Don’t be Fooled by Deferred Interest!
Deferred interest promotions offer great advantages when you buy, but people often get blindsided by higher costs once the promotion period ends.
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How Do You Decide Which Debt to Pay First?
A new study finds people will stop paying their mortgage before an auto loan or even personal loans. So, how should you decide which debt to pay first?
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Student Loan Interest Rates Increase for 2017
For the first time since 2014, student loan interest rates will increase for the 2017-2018 academic year. How will the rate hike affect student loan debt?
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Student Loan Default Now Even Worse for Your Finances
The Department of Education just changed the rules on student loan late fees. Just one student loan default could cost you significantly more now.
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Using Credit Cards for Everyday Purchases
A new poll finds more Americans use credit cards for everyday purchases, even when spending less than $5. Is credit the new debit? Should it be?
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Is There Deception Hidden in Your Auto Loan?
A study predicts deception in auto loans may lead to increased default rates this year. Is your car loan hiding auto loan fraud committed by the dealer?
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Statute of Limitations on Debt
Arizona increased the statute of limitation on debt collections for credit card debt. Learn about the debt clock and when it starts where you live.
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Delinquent Cars and Credit Cards
A new report shows an increase in the number of delinquent auto loans and credit cards. We explain what delinquent debt is and how you can overcome it.
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Feeling Debt Shy?
A new survey consumers are feeling debt shy and don’t intend to take on new debt this year as a result. Here’s what to do about the debt you already have.
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