Financial Literacy Fail
A new report reveals a major financial literacy fail across the U.S. – consumers don’t have the financial knowledge they need to achieve stability.
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Meghan Alard
Upside Down Auto Industry
A record number of car buyers are coming to the lot with upside down auto trade-ins, meaning they actually owe money on the old vehicle when they upgrade.
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Bad Consumer Credit Delays Recovery
Bad consumer credit caused by negative public records such as foreclosure actions issued during the Great Recession may still be holding people back.
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Teaching Children about Money Can Be a Chore
Using weekly chores and allowance is a great tool for teaching children about money. Here’s what parents can do to use this money lesson effectively.
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U.S. Takes the Bronze in Credit Card Fraud
The U.S. accounts for more than 1/3 of the total reported credit card fraud cases worldwide. Here’s what Americans can do to protect their identity.
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Credit Score Rebound
As penalties from foreclosures and short sales executed during the Great Recession expire, many consumers see their credit scores rebound significantly.
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United We Stand in Debt
A new infographic compares consumer debt levels in red and blue states, but the real conclusion is we all have too much debt, regardless of politics.
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Not Out of the Woods with Student Loan Debt
The CFPB estimates that one in three rehabilitated student loan borrowers is at risk of re-defaulting on their student loan debt in the next 2 years.
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The Biggest Barriers to Homeownership
Student debt and high rent prices may seem like insurmountable barriers to homeownership, but there are programs available to help you overcome them.
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Subprime Auto Loans Hit a Ditch
Nearly five out of every 100 subprime borrowers is 60 days or more behind with their auto loans. We help borrowers create a strategy to help catch up.
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Military Families Transition after Deployment
As large scale deployments come to an end, it’s essential that military families have plans in place to transition after deployment to achieve stability.
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How Likely Are You to Default on Student Loan Debt?
In some states, nearly one out of five borrowers who graduated during the 2012-2013 schoolyear have defaulted on their student loan debt payments.
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Protecting Servicemembers from Financial Abuse at Home
Servicemembers on active duty deployment are protected by the SCRA, but you need to educate yourself to ensure your financial rights aren’t violated.
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Credit Card APR at 5-Year High
The average credit card interest rate is now at 15.22%. What does that mean for your ability to manage credit card debt effectively within your budget?
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The Mortgage Lending Paradox
As the mortgage default rate nears zero, some believe it’s a sign lending standards are too strict. Here’s what homebuyers can do to get approval.
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HELOC Domino Effect
A study finds missed payments on a Home Equity Line of Credit (HELOC) often lead to other delinquencies with primary mortgages and credit card debt.
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Can You Read a Credit Card Agreement?
A new study finds most customers can’t understand credit card agreements. We explain what you’re missing and how to get up to speed with your agreement.
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Parents Step Up College Savings
More parents are saving for their children’s education costs, but savings are still behind. Here’s what you can do to increase college savings today!
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A Cautionary Tale of Debt Settlement
Navys Flores thought debt settlement was the right way to eliminate credit card debt, but three years later she was forced to call NBC 6 Responds for help.
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IRS Revises Installment Agreement Fees
The new 2017 structure for installment agreement fees offers serious incentives to set up IAs and make payments online in the form of lower fees.
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The Carrot and Stick of Student Debt Repayment
Collection practices for defaulted student loan debt won’t get any gentler, but customer service for repayment on current student loans may get better.
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What Parents Pay to Support Millennials
Providing financial support to adult children delays the retirement goals of parents. We have tips to help Millennials transition to financial independence.
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Right for Renting?
This map shows median rental costs in 50 U.S. cities. If rent is taking up more than one third of your budget, we have advice to achieve homeownership.
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Achieving the American Dream
With the help of Consolidated Credit, Maria Altamirano was able to eliminate her high interest credit card debt to become a first time homebuyer.
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