A New Face to ATM Security
Could face recognition technology be the next step in increasing ATM security against identity theft? Two major players are betting that it is.
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Meghan Alard
Don’t Get Caught by a Deficiency Judgment
You might think repossession and foreclosure are the end of the trouble once you default, but you don’t get caught unaware by a deficiency judgment.
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The Negative Equity Auto Loan Crisis
Negative equity auto loan levels hit record highs. Are longer auto terms getting consumers with subprime credit into more trouble than they’re worth?
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Don’t be Fooled by Deferred Interest!
Deferred interest promotions offer great advantages when you buy, but people often get blindsided by higher costs once the promotion period ends.
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How Do You Decide Which Debt to Pay First?
A new study finds people will stop paying their mortgage before an auto loan or even personal loans. So, how should you decide which debt to pay first?
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Research of the Week: Millennial Home Improvement Bucks Tradition
America’s youngest homeowners balk at traditional financing sources. Are Millennial home improvement plans less effective due to lack of financing?
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Student Loan Interest Rates Increase for 2017
For the first time since 2014, student loan interest rates will increase for the 2017-2018 academic year. How will the rate hike affect student loan debt?
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16 Million Americans have Negative Net Worth
A new study finds more Americans are living with negative net worth, and surprisingly enough it’s not being caused by high interest rate credit card debt.
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Fannie Mae Student Loan Solutions Offer Path to Homeownership
If you want to buy a home, but student loan debt is holding you back, these new Fannie Mae student loan payment options may help you achieve homeownership.
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Are You Looking at the Right Consumer Credit Score?
A new $3 million CFPB penalty against Experian reveals the difference between a consumer credit score that lenders use and your “educational” score.
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Student Loan Default Now Even Worse for Your Finances
The Department of Education just changed the rules on student loan late fees. Just one student loan default could cost you significantly more now.
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Is There Deception Hidden in Your Auto Loan?
A study predicts deception in auto loans may lead to increased default rates this year. Is your car loan hiding auto loan fraud committed by the dealer?
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Vault 7 Reveals Mobile Pay Security Risks
Vault 7 was intended to show the ability of government agencies to spy on us, but it also reveals the high security risk of using mobile payments.
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Are You and Your Neighbors Financially Literate?
April is Financial Literacy Month! We look at the most and least financially literate consumers across the nation. How does your state rank?
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Statute of Limitations on Debt
Arizona increased the statute of limitation on debt collections for credit card debt. Learn about the debt clock and when it starts where you live.
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Identity Theft Adapts around Smart Cards
As identity theft adapts to get around Smart Chip technology in your credit cards, you need to evolve your identity theft protection measures as well.
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Delinquent Cars and Credit Cards
A new report shows an increase in the number of delinquent auto loans and credit cards. We explain what delinquent debt is and how you can overcome it.
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Feeling Debt Shy?
A new survey consumers are feeling debt shy and don’t intend to take on new debt this year as a result. Here’s what to do about the debt you already have.
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Seniors’ Student Debt Burden
A new report finds seniors’ student debt burden has more than doubled in the past decade. We explain what seniors can do to eliminate student debt.
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Do You Live Where It’s Easy to Repay Debt?
Where you live can have a serious impact on your ability to repay debt. Is cost of living a factor that’s keeping you from achieving freedom from debt?
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Will You Live to Be Debt Free?
A new survey finds Americans are optimistic that they will live to be debt free, but savings often takes a back seat to that goal. Here is what you can do.
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Feeling the Threat of Debt Collectors
A new report finds one in four consumers felt threatened during a collection call. Here’s what you can do to avoid the threat of debt collectors.
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Research of the Week: How America Prefers to Make Payments
Although debit cards are used more often, credit cards cover more total cost. Consolidated Credit offers tips to maintain a balanced budget free of debt.
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BadCredit.org Recommends Consolidated Credit
BadCredit.org has officially recognized Consolidated Credit as the right nonprofit credit counseling agency for consumers who are facing debt problems.
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