Consolidated Credit Finance Articles by April Lewis-Parks

New FICO Credit Score Changes: Some Will Soar, Other Will Crash

Posted on February 11, 2020 by | April Lewis-Parks (3-minute read)

Learn how the latest credit score changes with FICO 10 will affect people who are working to pay off credit card debt, and those using consolidation loans.

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Hindsight is 2020: How to learn from money mistakes

Posted on January 7, 2020 by | April Lewis-Parks (16-minute read)

Even experts make money mistakes. Learn from our panel about money missteps and how you can learn from them and move forward.

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14 Single Parents and Financial Experts on Money Challenges

Posted on November 5, 2019 by | April Lewis-Parks (19-minute read)

The struggles of single parents are not any easier where finances are concerned. We spoke to 14 single parents and experts on overcoming financial issues.

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Avoid Vampire Energy and Save Money This Halloween

Posted on October 28, 2019 by | April Lewis-Parks (3-minute read)

Beware the vampires lurking in your home! Vampire energy sucks down power and drive up your bills. Here's how to save that electricity.

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19 Experts Respond: Teens, Money and Financial Independence

Posted on September 20, 2019 by | April Lewis-Parks (16-minute read)

Teens are often not equipped to handle finances and financial independence. We asked 19 experts about the best way to teach teens about money.

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10 Experts Answer: Overcoming the Challenges Women Face with Money

Posted on August 8, 2019 by | April Lewis-Parks (12-minute read)

We talked to 10 personal finance experts who offer their advice on how to overcome the unique challenges women face with money to achieve stability.

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What to Do After a Credit Card Data Breach

Posted on August 1, 2019 by | April Lewis-Parks (5-minute read)

Over 100 million Capital One cardholders may have had personal data exposed. We explain what to do after a credit data breach to protect your identity.

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Read This If You Were a Victim of the 2017 Equifax Data Breach

Posted on July 26, 2019 by | April Lewis-Parks (4-minute read)

If you were a victim of the 2017 Equifax data breach, you may be eligible for one year of free credit monitoring or $125. Learn how to see if you qualify.

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Is Your Debt-to-Income Ratio Telling You It’s Time to Get Debt Help?

Posted on July 8, 2019 by | April Lewis-Parks (4-minute read)

Debt-to-income ratio is a tool that lenders use to assess your debt, but it can also clue you into knowing when it’s time to get debt help. Learn how here.

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Military Families: Learn to Take Control of Your Financial Life

Posted on May 2, 2019 by | April Lewis-Parks (5-minute read)

Consolidated Credit Solutions is holding three Operation FinEdu seminars to teach Service Members and Veterans how to navigate the financial world.

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A Snapshot of Credit Card Debt by State in 2019

Posted on February 15, 2019 by | April Lewis-Parks (4-minute read)

Total debt and the number of delinquent accounts are both climbing. We look at average credit card debt by state and offer tips to eliminate debt.

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Attention Federal Employees: Free Help with Credit Card Debt During Government Shutdown

Posted on January 23, 2019 by | April Lewis-Parks (5-minute read)

Consolidated Credit announces a special program to help furloughed employees struggling to stay afloat during the government shutdown. Get details here.

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Figuring out the Finances of the Government Shutdown

Posted on January 16, 2019 by | April Lewis-Parks (5-minute read)

The FDIC has issued a statement and offered financial advice for federal employees affected by the government shutdown, specifically furloughed homeowners.

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Despite Economy, Employees are Struggling with Debt

Posted on December 7, 2018 by | April Lewis-Parks (3-minute read)

Despite a strong economy, employees are still struggling with debt. KOFE (Knowledge of Financial Education) helps employees become financially stable.

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Going into Debt After a Cancer Diagnosis

Posted on November 5, 2018 by | April Lewis-Parks (4-minute read)

If you went into debt after a cancer diagnosis, you’re not alone. Learn about debt relief options so you can regain control and focus on your health.

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Is Financial Anxiety Keeping You Up at Night?

Posted on October 19, 2018 by | April Lewis-Parks (6-minute read)

Americans are financial stressed and it’s hurting relationships and our lives. We offer 3 smart ways to minimize financial anxiety in your life.

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Disaster Relief Hotline for Hurricane Victims

Posted on October 17, 2018 by | April Lewis-Parks (3-minute read)

Consolidated Credit has a toll-free hotline to offer free disaster relief to victims of Hurricane Michael who face challenges debt after the storm.

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Millennials’ Biggest Source of Debt Might Surprise You

Posted on October 5, 2018 by | April Lewis-Parks (4-minute read)

You might think that most Millennials struggle the most with student loans, but a new study reveals that their biggest source of debt is credit cards.

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Avoiding ID Theft in the New Age of Credit Card Fraud

Posted on September 17, 2018 by | April Lewis-Parks (5-minute read)

Counterfeit credit card fraud is down 75% thanks to EMV chips, but the top three sources of fraud aren’t stopped by chips if you want to prevent ID theft.

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How Security Clearance Credit Check Rules Impact Many Military Service Members

Posted on August 27, 2018 by | April Lewis-Parks (4-minute read)

New security clearance credit check rules from the Department of Defense make it more critical than ever that Service Members actively monitor their credit.

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Is Facebook Guilty of Fair Housing Discrimination?

Posted on August 20, 2018 by | April Lewis-Parks (4-minute read)

HUD filed a formal complaint against Facebook for violating the Fair Housing Act. We explain what homebuyers need to know as they shop for homes online.

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How Much Should You Have in Emergency Savings?

Posted on June 22, 2018 by | April Lewis-Parks (4-minute read)

Emergency savings is essential to cover unexpected expenses like home and car repairs, as well as to give you a financial safety net in case you lose your job or can’t work due to a medical emergency. But how much should you have in emergency savings and how much do average Americans actually save?

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Are Store Credit Cards Bad?

Posted on June 18, 2018 by | April Lewis-Parks (4-minute read)

A new trend in increased credit card delinquencies on store credit cards reveals two good reasons why you might want to think twice before opening a in-store credit card. Consolidated Credit explains how to decide if store credit cards are a bad idea for your finances.

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Is There a Tie between Student Loans and Credit Health?

Posted on May 18, 2018 by | April Lewis-Parks (4-minute read)

Is there are correlation between student loans and credit health? A new FICO study suggests that although student loan borrowers don’t always have bad credit scores, having student loans may make overcoming financial challenges much harder.

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