Personal Debt Stories (Page4)

Stories of people overcoming challenges with credit card debt.

Americans have record-levels of credit card debt. We owe $482 billion to credit card companies.[1] Although every financial situation is unique, common themes run through the financial challenges that people face. These personal debt stories come from real clients of Consolidated Credit. They’ve shared their experiences with credit card debt in the hopes that it can inspire others facing similar situations.

If you’re struggling to eliminate credit card debt, it’s time to turn the page on your debt story today. Call 1-800-774-0313. A certified credit counselor will review your options for relief and help you find the best way to get out of debt in your situation. Turn the page on your debt story today.

When Getting By Gets Out of Control

Just getting by using credit cards means you’re falling behind and one financial emergency away from hardship. Here’s what real stability looks like....

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Finding a Solution When You Can't Pay Down Debt on Your Own

Janet and her husband struggled to pay down debt on two teachers' salaries. Discover how Consolidated Credit help them become debt-free....

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Consolidate Credit Cards to Bring Order to Your Financial House

When Biliksu returned home from a family emergency in Nigeria, her finances at her home in Pennsylvania were a mess. See how a plan to consolidate credit cards made it possible to pay off her debt in two years flat....

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What to Do When Overspending on Adult Children Leads to Debt

As kids get older their tastes get expensive. Overspending on adult children can easily lead to credit card debt. Here’s what to do to get back on track....

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Client Profile: Studying abroad in London caused Lauren to nearly lose her financial freedom before it began

When Lauren went to London to study, she wasn’t thinking about her finances back home, but high debt from overseas followed her home....

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Client Profile: Robert has been through it all, but nothing can stop him from paying his debt

Payday loans can cause more financial problems than they fix. See how Consolidated Credit helped Robert take control when payday loans killed his budget....

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Mark Finds a Great Alternative to Bankruptcy

Mark had already filed bankruptcy once. After racking up $10,000 in credit card debt, he worried he was headed there again, but found an alternative....

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Finding a Way Out When Do-It-Yourself Debt Consolidation Fails

Carol tried twice to consolidate on her own, but DIY debt consolidation just made a bad situation worse. Learn what she did to get out of debt....

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Amber's Debt Started Started in Europe But Followed Her Home

Amber graduated from college in debt after using credit cards to cover daily living expenses. Here's how she paid everything off....

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Marcus Says There's No Better Feeling than Celebrating Freedom from Debt

Marcus made the last payment on his debt management program and sat down with us to tell us how freedom from debt feels and how you can achieve it too....

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Living Large on Credit Cards Leads to $35,000 in Credit Card Debt

Shopping, partying, and buying cars on credit will cost you. Ask Kamal. But he did something about it – he called Consolidated Credit....

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Overspending on 23 Credit Cards Almost Cost Diane Her Marriage

Credit cards making bad habits like shopping addications and overspending even worse. But Diane found a solution to break those habits....

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What to Do When Living Beyond Your Means Catches Up to You

It’s easy to get comfortable living beyond your means when you have credit cards to support you. Learn how to break the cycle so you can get out of debt....

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Consolidated Credit Offers Preventative Care for Debt Stress Syndrome

When Barbara fell behind on her bills, debt stress syndrome landed her in the hospital. After she recovered, she called Consolidated Credit for the cure....

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