Personal Debt Stories (Page3)
Stories of people overcoming challenges with credit card debt.
Americans have record-levels of credit card debt. We owe $482 billion to credit card companies.[1] Although every financial situation is unique, common themes run through the financial challenges that people face. These personal debt stories come from real clients of Consolidated Credit. They’ve shared their experiences with credit card debt in the hopes that it can inspire others facing similar situations.
If you’re struggling to eliminate credit card debt, it’s time to turn the page on your debt story today. Call 1-800-774-0313. A certified credit counselor will review your options for relief and help you find the best way to get out of debt in your situation. Turn the page on your debt story today.
When Retail Therapy Turns into Financial Distress
Miriam picked up a bad retail therapy shopping habit in college to relieve stress. But she ended up with a debt problem that stressed her even worse. Read Miriam's story to learn how to quit retail therapy so you can take control of your financal life....
Read the Story
From Holding Hands to a Helping Hand
When Cheryl quit her job to take care of her mother and then her father, her finances took a turn for the worse. See how Consolidated Credit helped her regain control and rein in her run away credit card debt....
Read the Story
Going into Debt for a Better Autism Treatment
The average cost to raise a child with autism can run up to $60,000 per year, and often parents end up footing most of that bill themselves, particularly when it comes to alternative treatments. See how Cynthia's family took control of debt caused by out-of-pocket medical expenses....
Read the Story
First Divorce, Then Debt
Rebecca’s divorce cost her $10,000, but the cost was even higher when she was forced to move. Learn how Consolidated Credit helped Rebecca find a solution to eliminate her debt after divorce so she could finally be free....
Read the Story
When Life Happens and Creditors Sue
If you're getting sued for credit card debt, a debt management program may help you avoid court judgments, wage garnishment, and liens....
Read the Story
Distraction over Debt Almost Ends in Disaster
Debt problems can weigh heavily and consume your thoughts. For Susie, this condition almost cost her her life. Read Susie's story and see how Consolidated Credit helped her pay off the debt and find better ways of coping with financial stress....
Read the Story
Debt Management Program Déjà Vu
After 20 years of stability, Janis faced another onslaught of financial distress caused by credit card debt. See how Consolidated Credit helped her become debt free again so she could get back to financial stability....
Read the Story
When Physical Pain Leads to Financial Pain
Statistics show the cost of pain management can run upwards of $25,000. For Ilma, most of that cost ended up on credit cards. See how Consolidated Credit helped Ilma take control of over $10,000 in credit card debt so she could balance her budget and find stability....
Read the Story
When “Material Foolishness” Leads to Credit Card Debt
When asked, what led to her credit card debt problems, Althea blames it on material foolishness. See how Consolidated Credit helped her find stability....
Read the Story
Client Profile: Tanya
Tanya only realized just how bad her credit card dependence was after her overtime was cut. See how Consolidated Credit helped her regain control....
Read the Story
Client Profile: Danny F.
When an accident at work led to a disability that left Danny in a wheelchair, he struggled to pay back his credit card debt. We helped him take control....
Read the Story
Sandra Has Some Sage Financial Advice for New Grandparents
Spoiling grandchildren is a joy, but it can also be a recipe for debt as their tastes get more expensive. We offer financial advice for new grandparents....
Read the Story
Client Profile: Liz A.
After they were both laid off, Liz and her husband used Consolidated Credit to pay off $50,000 of debt in just 4.5 years on a debt management program....
Read the Story
Client Profile: Brenda R.
When her grandmother fell ill, Brenda stepped in to cover her bills and ended up with $40,000 in credit card debt. Learn how she regained control....
Read the Story
How to Get Out of Debt with No Extra Money
Wondering how to get out of debt with no money? See how Consolidated Credit helped Leslie eliminate $76K in credit card debt in spite of two layoffs....
Read the Story
Client Profile: Rose S.
Parents often get into trouble with debt because they overextend when helping adult children get established. Here’s how we helped Rose out of debt....
Read the Story
Client Profile: Troy W.
Troy wanted to do the right thing by taking all of the credit card debt in his divorce. Here's how we helped him pay off the debt on one income....
Read the Story
Client Profile: Esther D.
You’d think growing up in a frugal home would lead to good financial habits, but for Esther a life of hand-me-downs led to $32,000 in credit card debt....
Read the Story
Client Profile: Carlos E.
It may seem odd that a steady income could end in debt problems, but that’s exactly the situation Carlos found himself in after his last deployment....
Read the Story
How to Get Out of Debt that You’re Hiding from Your Spouse
Matilde was hiding debt from her husband for all the right reasons, but it still created debt problems. Learn how she was able to pay off $80,000 in credit card debt in less than five years....
Read the Story
Client Profile: David D.
When his wife got sick and they had to survive on one income, David turned to credit, but it led to credit card debt problems during retirement....
Read the Story
Judith D. – Battered but Not Beaten
Often, women feel trapped in abusive situations because of money. Read Judith’s story of triumph over domestic violence and debt that came after she fled....
Read the Story
Client Profile: Life Kept Piling On Debt For Yvette.
Between a divorce, home repairs and co-pays, single mother Yvette was drowning fast with $40,000 in credit card debt. See how we helped her take control....
Read the Story
Client Profile: Anthony M.
Anthony struggled to get his financial footing after leaving the Air Force. Learn what challenges he faced and how he overcame them....
Read the Story
